If you've ever wondered where all your money disappears to or if you've got your heart set on a goal, then this "fill in the blanks" Excel spreadsheet template is for you! (it works with Google Sheets and Mac Numbers too).
 
I'm not a rich woman, but I darn will feel like one when I stick to my budget, and this budgeting calculator has allowed me to save for life's little luxuries and take my daughter on fancy holidays every year. 
 
I never have to worry about money because of this budgeting template .... and I would love for you to have it too. It's easy to use, and you'll be able to do your yearly budgeting within an hour :))